Efficiency, Liquidity, and Profitability: Banking Performance Comparatistics

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Keywords

Efficiency Financial Performance Financial Products Liquidity Profitability

Abstract

Financial performance in terms of profitability, liquidity, and efficiency in handling its operations determines the financial position of any bank. These three key indicators are influenced by various banking operations such as deposits received, borrowings, reserves maintained by the bank, innovative banking products made available for different categories of customers, its treasury operations, loans and advances extended to its customers, fixed financial expenses of that bank, non-interest income, etc. The composition of debt and equity of the bank determines the extent of influence of these factors. This study focuses on measuring the performance of selected banks with regard to their efficiency, liquidity, and profitability.